Charlie Cross

Contact

Office: (515) 251-8592

Fax: (515) 278-8530

12035 University Avenue

Suite 201

Clive, IA 50325

[email protected]

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*Stocks, mutual funds and variable products are not suitable for all investors. Before making any purchase you should carefully read the prospectus and prospectuses for the underlying investment portfolios of variable products. In addition to carefully reviewing the prospectus, you are advised to consider the investment objectives, risks and charges, and expenses of the investment before investing. A prospectus may be obtained from our office or directly from the mutual fund company, insurance company or offering entity. **Variable annuities are long-term investments designed for retirement purposes. Variable products have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any variable investment options in a product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. ***Index or fixed annuities are not designed for short-term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Annuity product guarantees including optional benefits, for both fixed and variable annuity products rely on the financial strength of and are subject to the claims‐paying ability of the issuing company.

Employees or representatives of Integrated Financial Solutions acting as registered representatives of First Heartland® Capital, Inc. and/or First Heartland® Consultants, Inc. may transact business in a particular state only if first registered, excluded or exempted from registration requirements. Troy Christensen and Jamie Cross are Registered Representatives of First Heartland® Capital, Inc., and Investment Advisor Representatives of First Heartland® Consultants, Inc., a registered broker/dealer and registered investment adviser based in Lake Saint Louis, Missouri.

Securities offered through FIRST HEARTLAND® CAPITAL, INC. Member FINRA/SIPC
Advisory services offered through First Heartland® Consultants, Inc.

4101 Lake St. Louis Blvd. Lake St. Louis, MO 63367 636.625.0900
Integrated Financial Solutions is not affiliated with First Heartland® Capital, Inc.

By activating a third-party hyperlink you will leave our Integrated Financial Solutions website. Neither Integrated Financial Solutions nor First Heartland® Capital, Inc. are responsible for the validity, completeness or accuracy of any information provided on these sites.

Office Closed (Observed)
January –New Year’s Day and New Year’s Eve
April - Good Friday
May – Memorial Day
July – Independence Day
September – Labor Day
November – Thanksgiving and Friday following
December – Christmas Day and Christmas Eve

We are open during Martin Luther King, Jr. Day, Presidents’ Day, Columbus and Veteran’s Day

Charlie Cross

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